小米和FB试图进入印度的电子贷市场

估值1万亿美元的印度电子贷业务。怀疑会大量复刻中在12-16年的乱象。。。

Facebook, Xiaomi eye $1 trillion mkt as they plan digital loans | Banks News

Several big tech firms are now focusing on digital payments in India as online transactions surged during the pandemic.

India’s digital loan market is becoming a battleground for companies from Facebook Inc. to Xiaomi Corp., seeking a foothold in what’s set to be a $1 trillion industry.

Facebook this month said India would be the first country where it rolls out its small business loan program offering loans via a partner to firms that advertise on its platform. The loans will range from 500,000 rupees ($6,720) to 5 million rupees with interest rates of 17%-20%, potentially without collateral.

The social media giant’s foray into India coincides with Xiaomi’s, the Chinese maker of everything from rice cookers to gaming monitors, plans to offer loans, credit cards and insurance products in partnership with some of the nation’s biggest banks and startup digital lenders, the Press Trust of India reported, citing local head Manu Jain.